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« on: March 13, 2005, 01:54:54 AM »
I have been in the same situation myself but on the oppoisite side and my front bumper came off. But in the end it was all good cause my dad is autobody so he fixed the truck that hit me no prob and fix my car no prob in the end we made 300. We made 300 cause my dad said just give us 300 and I will fix your truck and we will call it even.
Here is what you want to do, some people will disagree but I dont care, my mom have had her fairshare of accidents so I know what go's on.
First get her info, I assume you have it all, and even though she was in a rush TOO BAD! If she wasnt rushing this would of never happened.
Next try to settle this without cops and with out your insurance knowing cause if either of those know your insurance will go up, even if it isnt your fault it still goes up. (which is bull) get a estimation from a car repair place take get a print out and have her come to your place or go to hers, give her the estimate and ask her if she wants to cut you a check so you can get it repaired or if you want to call insurance and involve them and have both your insurance go up.
If all goes well you should get this settled before a week is up.
Also you dont have to call the cops you can if you want but that just add more work then really needed, the only time you really need them is when it is a BAD wreck or someone gets hurt. Also like CFM said if try to settle outside, and they say they didnt do it then you can call the cops, they dont really get mad if you try to settle without them, it just creates less work for them, and they have better things to be doing.